Retire in Germantown, Tennessee

Retire in Germantown, Tennessee

  • Post Author:
  • Post Category:Tennessee

Germantown is a popular place to live in Tennessee with a low cost of living and crime rate, low housing rate, good weather, and close proximity to all that Memphis has to offer.   While homes in this upscale neighborhood are more expensive that the rest of the state, they are considerably lower than the rest of the US.

Those who retire in Germantown Tennessee will find a number of interesting things to do.  Many attend one of many horse shows including the Charity Show which has celebrated it’s 66th year.   Thousands of dollars are raised for local charities.   The multi-breed show is one of the largest in the U.S. and attracts nearly 1,000 horses every year.    The Tennessee Shakespeare Company resides in town with several performances each year, both from the Bard and others are not Shakespeare at all.   They often perform out of doors in the warmer weather and shows are always well attended.  The Germantown Festival in September is a must see.   The ‘run of the weenies’ (a dachshund dog race) is just plain fun!   Be sure to go if you are a fan of barbeque!

You will find dozens of golf courses in the area including several very nice country clubs.   If you are a fisherman, you can count on 26 very popular lakes and rivers with 3 kinds of bass, crappie, bluegill and catfish.   So much fish, so little time!

This city of 40,000 has 16% over the age of 65.   The median value of owner-occupied homes is $286,00.  While you can certainly find fabulous homes on huge properties with stables in the millions of dollars, it is not hard to find homes and condos for $150,000.  We easily found rentals in the $600-$900 range.   This area is one of the safest communities in Tennessee.  The weather in Germantown ranges from a high in January of 48 to a high in July and August of 91.   The long spring and Fall is just fabulous for being outside and enjoying the countryside.   The fall colors are amazing!

We loved Germantown.  We found the locals very welcoming, the downtown square is fun.  Of note is that 64% of those over 25 have a Bachelor’s degree or higher, so this is a very well educated community.

 Photo By Mary B via


Cheryl and her husband have just recently retired and live in the Pacific Northwest. She has been enjoying her herself by traveling around the world, playing with her grandchildren, and she frequently volunteers in her community. There is certainly never a dull moment with Cheryl. She cheerfully co-founded RetireBook and wants to share her energy, hoping that it inspires her readers to live life at its fullest.